Irmaa 2025 Married Filing Jointly. The irmaa income brackets for 2023 start at $97,000 ($103,000 in 2025) for a single person and $194,000 ($206,000 in 2025). As we step into 2025, understanding the nuances of the latest irmaa rules is very important for cashflow and tax planning.

Higher inflation raises the irmaa brackets in general, except for the 3.2x standard for married filing separately, which puts more people. Currently, irmaa is only applied to medicare part b and medicare part d premiums.